The term "usual and customary" is thrown out there a lot, when it comes to dental insurance. You probably seen the term before, but if you have not here is your chance. "Usual and Customary" refers to a type of payment, given to a dentist by your dental insurance company. Basically it is paying the dentist, based on what other dentist in your area are paid, for a particular service. These services could be for cleaning or filings. Read the benefit section of your policy or the application very carefully. This explains somewhat, why dentist charge different rates in different locations. However once your dentist receives this payment called "usual and customary," your dental insurance carrier will not pay anymore money to him or her.

Some dentist may not be happy with this "usual and customary" figure that some dental insurance companies offer. But on the other end of the spectrum, your dental carrier attempts to control cost and keep the increase of your renewal to a minimal. It needs to be said that it is all of our responsibilities to keep costs down to a minimal.

Dental Insurance

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