Insurance Marketing, Instead of Insurance Selling
By: Jason Cunningham (9-27-05)
In the insurance
business, you want to be perceived as a person who markets instead of one who
sells products. Individuals who believe their goal in life is to sell you
something; in many ways, these persons have greatly damaged the image of the insurance and financial service
industry. Building a protection portfolio for each client will cause you to
stand out, and separate you as an adviser from the average insurance product
pusher.
Let's face it, one who is in the
insurance business can appreciate the ups and downs of the industry. Everything you
do, in the name of the client not only impacts you, but everyone else in the
world of insurance. Every scandal or omission of the facts causes us all to
suffer as well as our clients. It is bad customer service when anyone misleads a
present or potential client. That jaded individual may drop their current
insurance product, which leads to financial ruin due to a premature
death and leave his or her loved one with an income deficit.
When you market, you should be letting
people know what services you have to offer. As a person in the insurance
industry, your job is to protect families from financial disaster. You are
supposed to make recommendations to clients who have holes in their
insurance portfolio. This idea that everyone needs
the same life insurance or health insurance policy is ludicrous. If you try to fit
everyone with the same shoe or insurance policy, then you reduce yourself to
being a pushy salesperson. We have enough corruption in every industry; however,
the insurance industry is amongst the most important, and it should be treated
with respect. You could be the difference between a widow staying in
her home or having to move into an apartment.
Look beyond your wallet on your
next insurance appointment. Think of your clients as your mother and
father, and we can all sleep better at night. The insurance industry needs to
police itself and get rid of any product pushers that may still be selling insurance.
It is important that the public not only purchases insurance, but has the right
kind to fit their individual needs.
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